Corporate & Business Services
CPA-Led Corporate Tax
Built for Growth-Oriented Businesses.
From corporate tax compliance to complex real estate structures and multi-entity planning — Marshall CPA delivers disciplined, strategic accounting for incorporated businesses and sophisticated investors.
Core Services
Full-scope corporate accounting.
Everything your corporation needs — from day-to-day bookkeeping to annual filings and year-round strategic planning.
Compilation Engagements
Professionally compiled financial statements prepared for refinancing, lending, and corporate reporting purposes.
Bookkeeping
Monthly, quarterly, or annual bookkeeping tailored to your reporting cycle — accurate, clean, and audit-ready.
GST/HST Returns
Monthly, quarterly, and annual GST/HST filings handled with precision. Avoid penalties and stay compliant.
Corporate Tax Returns
Annual T2 preparation for Canadian-controlled private corporations with a focus on minimizing tax owing.
Tax Strategy & Planning
Proactive structuring advice — from compensation planning to corporate reorganizations — designed to reduce your long-term tax burden.
Ad Hoc Advisory
On-demand CPA advice for transactions, acquisitions, restructurings, or any situation requiring expert guidance.
Real Estate Specialty
Structured for real estate investors.
Marshall CPA specializes in the intersection of corporate tax and real estate — a niche that demands both CPA-level precision and direct investor experience.
Real Estate Tax Services
Comprehensive tax planning and compliance for property investors — capital gains, principal residence exemptions, and land transfer considerations.
Holding & Operating Company Structures
Design and maintain Holdco/Opco structures that protect assets, facilitate income splitting, and optimize capital gains treatment.
3-Tier Structures for Real Estate Investors
Advanced multi-entity planning for sophisticated investors holding multiple properties across different legal entities.
Tax Optimization for Business Owners in Real Estate
Tailored strategies for profitable business owners deploying excess corporate capital into real estate — structured to minimize tax at every step.
Our Philosophy
Most accountants file your taxes.
We build your wealth.
At Marshall CPA, we believe your accountant should be your most valuable financial ally — not just a once-a-year filing service. With deep roots in public accounting, hands-on experience inside the Canada Revenue Agency reviewing GST/HST and income tax audits, and years of entrepreneurial and real estate investment experience, we bring a perspective most firms simply cannot offer. We understand how the CRA thinks, how businesses grow, and how wealth is actually built — and we use that knowledge to work aggressively in your favour.
Tax strategy is the foundation, but it is only the beginning. Every dollar saved in taxes is a dollar available to deploy toward your future. We work with business owners and high-income individuals to identify every legitimate deduction, structure compensation intelligently, and position your corporate and personal finances to generate long-term wealth — not just a smaller tax bill. The difference between a reactive accountant and a proactive strategist can be worth hundreds of thousands of dollars over a decade.
Real estate is one of the most powerful, tax-efficient wealth-building vehicles available to Canadians — and it is an asset class we know firsthand. As both a CPA and an active real estate investor and licensed realtor leading the SYNERGY Real Estate Team, Terrence Marshall bridges the gap between accounting advice and real-world investing. We help clients understand how to acquire, structure, and hold real estate in the most tax-advantaged way possible, from rental income optimization to corporate holding strategies. When your accountant has personally done what they are advising you to do, the advice is different. It is sharper, more practical, and built around results.
Tax Strategy
Proactive structuring that keeps more of what you earn — informed by direct CRA audit experience.
Wealth Strategy
Compensation planning, corporate structuring, and long-term capital accumulation built into every engagement.
Real Estate Connection
CPA-level tax precision combined with active investor and realtor experience — a rare combination in one advisor.
The Advisor
Terrence Marshall, CPA
Background
- CPA designation obtained June 2020
- Licensed Realtor since December 2017 — SYNERGY Real Estate Team Leader
- Real estate investor since age 21 — active in multiple asset classes
Real Estate Experience
"The intersection of real estate and corporate tax is where most advisors fall short. I've lived on both sides of the equation — as an investor, a realtor, and a CPA. That combination is rare, and it's what allows me to give advice that's grounded in how deals actually work."
Terrence Marshall
CPA, Ontario | Realtor | Real Estate Investor
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The Brokerage Connection
SYNERGY Real Estate Team
Terrence leads the SYNERGY Real Estate Team — an award-winning group of realtors with deep experience in residential, multi-family, and investment properties across Ontario.
With over 140 five-star reviews, the team's reputation for client service extends directly to the tax and accounting work done at Marshall CPA.
View 140+ Five-Star ReviewsWho We Serve
Built for businesses where the stakes are high.
Large Multi-Family Real Estate Investors
Portfolio-scale investors managing multiple units, complex financing structures, and multi-entity ownership.
Real Estate-Backed Businesses
Businesses such as assisted living facilities, boutique hotels, and commercial operators where real estate is core to the operation.
Content Creators & Digital Entrepreneurs
High-earning creators and influencers with multi-stream income, brand deals, and incorporation needs.
Owner-Managed Corporations
Professional corporations, trades, and service businesses looking for strategic year-round tax advice beyond just annual filings.
About the Firm
Built From Both Sides of the Table.
Terrence Marshall, CPA
Founder & Lead CPA
Chartered Professional Accountant — Ontario
Marshall CPA was built from firsthand experience inside tax, business, and real estate.
Terrence Marshall attended the Lazaridis School of Business and Economics at Wilfrid Laurier University in Waterloo, completing multiple co-op placements with the Canada Revenue Agency in both income tax and GST/HST audit divisions. He later trained in public accounting at firms including BDO and Crowe, earning his CPA designation.
But the real foundation was built outside traditional accounting paths.
As the son of immigrants, Terrence was introduced to real estate investing early. His first insight into property as an asset came when his father converted their family's first freehold home in Canada into a rental property after moving to another residence. He took interest in managing that rental, shaping how he would later think about leverage, structure, and long-term wealth building.
At 19 years old, before becoming a CPA, he set out to start a business. The only skill he had at the time was lifeguarding and swim instruction — so he built a swim school around it, learning early what it means to manage payroll, expenses, tax obligations, and cash flow as an operator.
Alongside his professional path, he continued building in real estate — completing duplex conversions, developing an Airbnb property, building out a commercial office, and ultimately obtaining his real estate licence. That experience allows him to approach real estate decisions from both sides of the table — as an operator managing risk and cash flow, and as a CPA structuring for tax efficiency.
After earning his CPA designation, he built and now leads Synergy Real Estate, a team that has served hundreds of families, landlords, and investors in buying, selling, and scaling property portfolios.
Through that combined experience, one pattern became clear:
Most people were making major real estate and business decisions without integrated tax strategy, while operators struggled to find accountants who understood real estate beyond surface-level reporting.
Transactions were happening. Properties were being acquired. Rental income was being generated. But structure was missing.
Marshall CPA was built to close that gap.
Today, the firm advises:
- Owner-managed private corporations
- Incorporated and self-employed business owners
- Real estate investors and portfolio landlords
- Realtors earning commission income
Clients rely on an integrated ecosystem of real estate execution and tax structuring to:
- Plan first home purchases
- Structure rental acquisitions
- Optimize rental income reporting
- Minimize tax on disposition
- Strategically deploy retained earnings into real estate investments
- Maximize long-term tax efficiency
Marshall CPA integrates tax strategy with real-world business and real estate execution.
Here, tax preparation is structured around how you actually earn, invest, and scale.
Ready to work with a CPA who understands your business?
Reach out directly or access your client portal to get started.